Credit

Credit can help you secure a loan, buy a car and more. Get credit management tips and learn how credit affects your financial identity.

Credit can help you secure a loan, buy a car and more. Get credit management tips and learn how credit affects your financial identity.

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from Better Money Habits

A longer credit history means a higher score. If possible, keep your old credit cards active. Even If you don't need them because a longstanding card can go a long way.

7 ways to improve your credit score

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What is debt-to-income ratio—and why is it important?

Could your debt be affecting your credit? Here’s how to tell if your debt is out of proportion for your income.

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7 tips for your first credit card

How you use your first credit card can have a long-lasting impact on your credit health and future ability to borrow money. Here are 7 steps to start strong.

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What is APR?

The term APR is everywhere, but do you really know what it means? Learn the basics, how it’s calculated and how it affects what you pay.

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What is a credit card cash advance?

A credit card cash advance can be a real life-saver, but fees and interest can be costly. Here’s what you should know before choosing to use one.

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How to dispute a credit card charge

Whether it’s fraud or error, find the 5 things you should do if you need to dispute a charge on your credit card.

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Building credit and keeping yours healthy

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Debunking the myths: 7 facts about credit cards

When used wisely, a credit card can be a great financial tool. Get help separating fact from fiction when it comes to credit cards so you can avoid financial pitfalls.

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What is a credit score and how is it calculated?

Your credit score affects many areas of your financial life. Find out where it comes from and how to improve it.

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5 ways to improve your credit score

Healthy credit can lead to a number of financial benefits. Here are 5 credit boosting tips to help improve your credit health.

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How many credit cards should you have?

These days it’s common to have more than one credit card. Having multiple cards can come in handy, but it’s important to make sure you manage them properly.

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When should you consider a secured credit card?

A secured credit card could help you build your credit, but is it what your situation needs and how does it work? Learn if a secured credit card is the right approach to credit for you.

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4 key credit moves for 20-somethings

What can you do now to boost your credit score and create a financial foundation for the future? See 4 important steps that can help you build a solid credit history.

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What’s a credit limit—and why it matters

Understanding your credit limit—and what you should use—can help you build a better credit score. Here’s how.

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Tips to rebuild your credit

A damaged credit rating can raise the interest rates you pay and limit your ability to qualify for new credit. Learn 6 steps you can take to rebuild your credit.

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What’s in your credit report—and why does it matter?

Understanding what’s in a credit report and how to read it will help set you up for financial success.

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How to build credit from scratch

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How to find the right credit card for you

The right credit card can benefit you in many ways. Here's how to find one that fits your lifestyle and your finances.

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6 questions to ask before using buy now, pay later plans

Avoid unpleasant credit surprises by asking these six questions before trying this new payment option.

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How to graduate to an unsecured credit card

Follow these do’s and don’ts to use your secured card wisely and build your credit.

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Credit card residual interest: What it is and ways to avoid it

Think you’ve paid off your credit card in full? Residual interest may remain. Here’s how you can be sure you truly have a $0 balance.

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