Preparing to meet with a credit counselor

If you’ve taken the step of making an appointment with a credit counselor, you may be wondering how to prepare. Learn what you need to do to before your meeting and what to expect.

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Video 2:

Preparing to meet with a credit counselor

Once you’ve found a reputable agency or counselor, take a little time to prepare before your initial meeting so you can get the most out of your conversation.

You’ll want your counselor to have a clear picture of your financial situation, so be sure to gather and organize all your financial documents and paperwork to bring with you.

This includes up-to-date information about your income and savings, like recent pay stubs and savings or investment account statements; information about your debts-- like loan agreements, and credit card statements; and any notices from collections agencies.

One of the first things a credit counselor will probably ask is what you want to get out of the meeting. So take some time to think about your goals beforehand.

Common goals might be figuring out which of your debts to pay down first; finding out how to handle a creditor that’s putting pressure on you to make payments; or creating a budget that works for you.

Knowing clearly what you want help with ahead of time can help your meeting with your counselor be focused and goal-oriented.

Video 2:

Preparing to meet with a credit counselor

Once you’ve found a reputable agency or counselor, take a little time to prepare before your initial meeting so you can get the most out of your conversation.

You’ll want your counselor to have a clear picture of your financial situation, so be sure to gather and organize all your financial documents and paperwork to bring with you.

This includes up-to-date information about your income and savings, like recent pay stubs and savings or investment account statements; information about your debts-- like loan agreements, and credit card statements; and any notices from collections agencies.

One of the first things a credit counselor will probably ask is what you want to get out of the meeting. So take some time to think about your goals beforehand.

Common goals might be figuring out which of your debts to pay down first; finding out how to handle a creditor that’s putting pressure on you to make payments; or creating a budget that works for you.

Knowing clearly what you want help with ahead of time can help your meeting with your counselor be focused and goal-oriented.

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