A guide to what FDIC insurance is and how it works
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Bank of America and its affiliates do not provide legal, tax or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.
May Lose
Value
Are Not Bank
Guaranteed
Are Not FDIC
Insured
Investment products:
Municipal securities
Safe deposit contents
Annuities
Life insurance
Losses incurred from investments
Money invested in stocks, bonds, mutual funds
Bank of America and its affiliates do not provide legal, tax or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.
May Lose
Value
Are Not
Bank
Guaranteed
Are Not FDIC
Insured
Investment products:
Certain retirement accounts
Revocable trust accounts
Joint accounts
Single accounts
You can get more than $250,000 in coverage at the same financial institution as long as deposits are in different ownership categories, such as:
Find out whether your accounts are fully insured with the Electronic Deposit Insurance Estimator (EDIE) calculator
As long as your deposits are with an FDIC-insured bank, you don’t have to do anything to be covered.
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