Is the Form 1040EZ right for me?

The Form 1040EZ is the simplest of the three IRS forms for individual income tax returns, but not everyone qualifies to use it. Here’s what you need to know.

Note: The tax information provided here was applicable for prior taxable years and may not be accurate for 2018 or later. Information has not yet been updated to reflect changes resulting from recent tax reform.

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About the Form 1040EZ

It’s the shortest of the three IRS 1040 forms (1040, 1040A, 1040EZ), making it especially helpful for first-time filers. When you use it, you may qualify for free filing through the IRS.

14 Number of lines on the Form 1040EZ
79 Number of lines on the Form 1040

Who qualifies …

You likely CAN use it if …

You earn less than $100,000 in taxable income
You aren’t claiming any credits (other than the Earned Income Credit)
You’re under 65, your filing status is married filing jointly or single, and you don’t claim any dependents

You CANNOT use it if …

You have more than $1,500 in earnings from interest
You plan to claim income adjustments from student loan payments or retirement plan contributions
You plan to claim itemized deductions, like the mortgage interest deduction, instead of the standard deduction

Do I qualify?

This isn’t a complete list, and there may be exceptions. For a full checklist of who qualifies to use the Form 1040EZ, check the IRS website.

Understanding the Form 1040EZ

The form is broken into 4 main sections.
Knowing what they are can help you gather information before you get started.

Personal information:
Social Security number
Filing status

Wages, salaries and tips, taxable interest, unemployment compensation

Payments, taxes and EIC:
Federal taxes withheld, Earned Income Credit, health care coverage

Refund or amount owed:
You will arrive at this number by completing the rest of the form

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The material provided on this website is for informational use only and is not intended for financial or investment advice. Bank of America and/or its affiliates, and Khan Academy, assume no liability for any loss or damage resulting from one’s reliance on the material provided. Please also note that such material is not updated regularly and that some of the information may not therefore be current. Consult with your own financial professional when making decisions regarding your financial or investment options.

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