Retirement
Having financial stability in retirement means having a plan now. Learn what you can do to save and invest for the future.
Having financial stability in retirement means having a plan now. Learn what you can do to save and invest for the future.
Most Popular
Understanding civilian retirement plans
Claiming Social Security: 5 important things to consider
Before you claim Social Security benefits, get to know the rules and considerations to help you maximize your monthly check.
Managing debt in your 40s, 50s and 60s
Live a bit easier when you stop working. Learn how to downsize your debt and better manage what you owe into retirement.
Will I have enough money to retire?
Everything you need to know about IRAs
Whether you’re self-employed or looking for retirement savings options, get to know all about IRAs and how they work.
The top 4 retirement concerns—and how to handle them
Retirement presents its own set of unique financial challenges. Pay attention to these 4 concerns to help ease your transition.
Women and retirement: What you need to know
From earning discrepancies to interrupted careers, women should consider these 7 things to help plan for their retirement.
Your 401(k): 10 things to find out
If your company offers you a 401(k) plan, you may have decisions to make. Check your plan documents or ask your HR representative for answers to these 10 key questions.
Save early and often
Retirement may be decades away, but it's never too early to start investing, even just a small amount at a time. Get started with these 3 steps.
The do-good investor
How much do you really need for retirement?
Retirement experts offer plenty rules of thumb about how much you need for retirement. But what's right for you? Use these insights to help determine if you’re on the right track.
3 steps to help build your retirement paycheck
Help your nest egg last throughout your retirement by creating a sound plan for withdrawing your assets. Here are 3 steps to consider when building your "retirement paycheck."
Develop a Social Security and retirement date strategy
Increased life expectancies lead many people to consider working longer as a way to keep building their nest egg. Learn how to build a retirement date strategy and how to plan for social security in retirement.
Develop a retirement income strategy
If you retire at 65, retirement could potentially last three decades. These guidelines can help you develop an income stream that could last your lifetime.
How to budget for health care costs
Discover the steps you can take today to prepare for your health care costs in retirement—even if that's 10 or 20 years away.
Monitor your portfolio
When it comes to your portfolio, don’t "set it and forget it." Learn how close monitoring and periodic adjustments can help keep your portfolio balanced and aligned with your objectives.
Plan for and manage healthcare costs
Get up to speed on what Medicare costs, what it will cover and how much you'll need to pay on your own.
Pay yourself first. Prioritize your financial goal
Trying to tackle competing long-term goals, like retirement and your kids' education, can make budgeting tricky. See how tricks like paying yourself first makes it possible to strike a balance.
10 tips to boost your retirement savings
Whether you just started working or you're nearly done, you can still potentially grow your nest egg. These 10 tips can help you pursue the retirement you envision.
7 steps to prepare for your upcoming retirement
Planning to retire within the next 10 years? Taking these actions now could help bolster your portfolio as you approach your planned retirement date.
Working in retirement
Retirement can mean the beginning of a new career. Get to know the costs of starting a new venture in retirement.
4 big retirement risks
Retirement is the most expensive phase of life. These 4 financial insights can help you prepare to pay for it.
Re-visioning retirement
Longevity is changing the future of retirement. Find out how longer life expectancy will impact work-life balance and more.
Quick quiz
- Response label 60 Response result
- Response label 65 Response result
- Response label 62 Response result
- Response label 58 Response result
The earliest you can claim Social Security benefits is age 62. If you decide to wait longer to claim social security, you’ll receive more every month.
Poll
- Response label Yes Response result
- Response label No Response result
Many retirees turn their hobbies into post-retirement work. Ask yourself these 8 questions to see if your passion and personality are suited to entrepreneurship.
Poll
Which do you use to build your retirement savings?
- Response label IRA Response result
- Response label 401K Response result
- Response label Investment account Response result
- Response label No savings Response result
It's never too early to start building your retirement nest egg. Consider using tax-advantaged retirement plans like IRAs or 401Ks through your employer.
Quick quiz
On average, how much of their total income do most Americans ages 60 or older spend on health care expenses?
- Response label 25% Response result
- Response label 33% Response result
- Response label 50% Response result
On average, Americans 60 or older spend 33% of their total income on health care expenses, which is why it’s important to plan for retirement income.
Quick quiz
Which of these sources of income are NOT designed to last the remainder of your life?
- Response label Social Security Response result
- Response label Savings account Response result
- Response label Employer pensions Response result
- Response label Annuities Response result
You’ll only get what you put into savings and investment accounts (as well as annuities). Predictable sources of income, like pensions, last a lifetime unless your employer terminates it.
Merrill Edge® is available through Merrill Lynch, Pierce, Fenner & Smith Incorporated (MLPF&S), and consists of the Merrill Edge Advisory Center (investment guidance) and self-directed online investing.
MLPF&S is a member SIPC and a wholly owned subsidiary of Bank of America Corporation.
Banking products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation.
Investment products:
Are Not FDIC Insured |
Are Not Bank Guaranteed |
May Lose Value |
