Financial Guide

Financial guidance for students

Graduate to the next phase of life with help from these resources—from paying for college to budgeting, bank accounts and credit scores.

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Managing your money

Saving & Budgeting

8 steps to reaching financial independence

Nobody says adulting is easy. From healthcare to credit strategies, see eight steps to getting set up on your own.

Read more, 6 minutes

Saving & Budgeting

How to save money every day

Discover ways to save on your everyday expenses, like groceries, transportation and entertainment.

Watch video, 4 minutes

Privacy & Security

Students: How to spot 6 common scams

Scammers know students often have hectic schedules and may be new to money management, making them an ideal target. Here’s what you need to know about six of the top scams that target students.

Read more, 4 minutes

Poll

How much of your credit card bill do you pay every month? See how you compare to others.
Full balance Minimum balance More than minimum I don’t have debt

Credit basics

Credit

7 tips for your first credit card

How you use your first credit card can have a long-lasting impact on your credit health and future ability to borrow money. Here are 7 steps to start strong.

Read more, 6 minutes

Did you know?

A longer credit history means a higher score. If possible, keep your old credit cards active. Even If you don't need them because a longstanding card can go a long way.

Credit

4 key credit moves for 20-somethings

What can you do now to boost your credit score and create a financial foundation for the future? See 4 important steps that can help you build a solid credit history.

Read more, 4 minutes

Credit

What is a credit score and how is it calculated?

Your credit score affects many areas of your financial life. Find out where it comes from and how to improve it.

Read more, 4 minutes

The average American’s credit score is 700. Source: FICO (2017)

Your bank account

Personal Banking

10 questions to ask about your checking account

Minimum balance? ATM fees? Before you open a checking account, ask these 10 questions to figure out if it’s right for you.

Read more, 5 minutes

Personal Banking

What is the difference between checking and savings accounts?

Knowing how and when to use each type of account can help you get the most out of your money.

View infographic, 5 minutes

Didn't find what you're looking for?

Gen Z: Know your money

We enter adulthood carrying a lifetime of emotional influences that weigh on financial decisions. Decoding how you think, feel and act around money is key to being in control. Better Money Habits is here to help.

29 resources

Simple ways to add to your savings

Discover helpful and practical ways to save with budgeting tips and tools to get you closer to realizing your financial goals.

10 resources

Financial matters for families

Your family’s financial needs are always a priority. Learn how you can help coach them about money and banking.

11 resources
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