Credit
Credit can help you secure a loan, buy a car and more. Get tips for managing credit and learn how it affects your financial identity.
Credit can help you secure a loan, buy a car and more. Get tips for managing credit and learn how it affects your financial identity.
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Your credit report: What you need to know
Your credit report is a snapshot of your financial life. Understanding it can help you better manage your overall credit — and improve your credit score.
Understanding and improving your credit score
How credit card security features can help protect you
From purchase protection to microchips, credit cards offer a number of features to help keep you safe.
Balance transfer tips for saving on credit card interest
Lowering your interest rate with a credit card balance transfer can help control debt and pay off your balance faster. Here are 6 balance transfer tips to consider.
Your guide to key credit terms
Knowing how to read your credit report can help you manage it. Here are 9 terms that may come up as you view your credit report—and how they affect your credit history.
The true cost of a credit card swipe
What is an APR?
How to find the right credit card for you
The right credit card can benefit you in many ways. Here's how to find one that fits your lifestyle and your finances.
How to maximize credit card rewards for big purchases
Using a rewards card can have its benefits, but its also a big responsibility. Consider these four factors before you swipe.
Tips to rebuild your credit
Life can throw you financial curveballs. But being late on paying bills or loans can damage your credit rating. Learn 6 steps you can take to rebuild your credit.
Building your credit with a secured credit card
A secured credit card can be one way to establish or rebuild credit. Learn how to use secured credit cards and how they can help improve your credit.
Start smart with your first credit card
Your first credit card can help you build credit and borrow money in the future. Here are 7 steps to making the most of your first credit card.
How to boost your credit score
7 reasons to check your credit report
You may know that potential lenders will check your credit report, but they're not the only ones who look. Here are 7 situations when you should check your credit report.
How to pick the right rewards card
Credit card rewards can offer things like cash back, gift cards and travel. Get help figuring out which rewards card might be best for you based on your lifestyle and priorities.
Making sense of your credit report
Understanding your credit limit and how to use it
Did you know that one of the easiest ways to boost your credit score is by properly managing your credit limit? Here's why.
What is the difference between a credit report and a credit score?
Do you need multiple credit cards?
These days it's common to have more than one credit card. Having multiple cards can come in handy, but it's important to make sure you manage them properly.
Dealing with credit card fraud or identity theft
If you're the victim of identity theft, it's important to be prepared and act quickly. Here's what to be aware of, and steps you can take to help protect yourself.
How chip cards work and how they can help you
Why your debt-to-income ratio is important
Could your debt be affecting your credit? Here’s how to tell if your debt is out of proportion for your income.
Understanding credit card rates
Not all credit card rates are the same. Learn the details and differences before you start swiping.
9 credit card rules to live by
Credit cards can have great benefits, but also lead to unwanted debt. These 9 rules can help you use your cards wisely.
How to dispute a credit card charge
Whether it's fraud or error, find out the 5 things you should do if you need to dispute a charge on your credit card.
4 key credit moves for 20-somethings
What can you do now to boost your credit score and create a financial foundation for the future? See 4 important steps that can help you build a solid credit history.
Want to boost your credit score? Break it down.
What is a credit card cash advance?
A credit card cash advance can be a real life-saver, but fees and interest can be costly. Here's what to know about the advantages, downsides and alternatives to using a credit card cash advance.
The advantages of credit cards
From emergencies to building credit, learn 5 ways to get the most from your credit cards.
Your credit score: How it's calculated
Credit card safety: 9 tips to help keep you safe
There's a lot you can do to help protect your credit cards against fraud. Read these 9 credit card safety tips to learn simple ways to safeguard your cards.
The difference between hard and soft credit inquiries
Before you apply for a credit card or loan, know how an inquiry can affect your score and finances.
Debunking the myths: 5 facts about credit cards
When used wisely, a credit card can be a great financial tool. Get help separating fact from fiction when it comes to credit cards so you can avoid financial pitfalls.
Building your credit after divorce
In addition to the emotional impact, divorce can come with financial challenges. Learn how to safeguard your credit.
Quick quiz
Which of these show your credit history?
- Response label Credit score Response result
- Response label Credit report Response result
- Response label Both Response result
Your credit report shows your credit history. Your credit score is just a number.
Quick quiz
Healthy credit is important. Which of the following does not affect your credit score?
- Response label Payment history Response result
- Response label Length of credit history Response result
- Response label Salary Response result
There are five things that go into making up your credit score, including payment history and length of credit history, but salary is not one of them.
Poll
How much of your credit card bill do you pay every month? See how you compare to others.
- Response label Full balance Response result
- Response label Minimum balance Response result
- Response label More than minimum Response result
- Response label I don't have debt Response result
Always try to pay your balance in full. If you can’t, pay as much as possible over the minimum. Paying less than minimum may count as a missed payment and affect your credit.
