Credit
Credit can help you secure a loan, buy a car and more. Get tips for managing credit and learn how it affects your financial identity.
Credit can help you secure a loan, buy a car and more. Get tips for managing credit and learn how it affects your financial identity.
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Debunking the myths: 7 facts about credit cards
When used wisely, a credit card can be a great financial tool. Get help separating fact from fiction when it comes to credit cards so you can avoid financial pitfalls.
What is a credit score and how is it calculated?
How many credit cards should you have?
These days it's common to have more than one credit card. Having multiple cards can come in handy, but it's important to make sure you manage them properly.
Start smart with your first credit card
Your first credit card can help you build credit and borrow money in the future. Here are 7 steps to making the most of your first credit card.
Balance transfer tips for saving on credit card interest
Lowering your interest rate with a credit card balance transfer can help control debt and pay off your balance faster. Here are 6 balance transfer tips to consider.
Building your credit with a secured credit card
A secured credit card can be one way to establish or rebuild credit. Learn how to use secured credit cards and how they can help improve your credit.
What is a credit card cash advance?
A credit card cash advance can be a real life-saver, but fees and interest can be costly. Here's what to know about the advantages, downsides and alternatives to using a credit card cash advance.
7 reasons to check your credit report
You may know that potential lenders will check your credit report, but they're not the only ones who look. Here are 7 situations when you should check your credit report.
How to improve your credit score
Credit card safety: 9 tips to help keep you safe
There's a lot you can do to help protect your credit cards against fraud. Read these 9 credit card safety tips to learn simple ways to safeguard your cards.
How to dispute a credit card charge
Whether it's fraud or error, find out the 5 things you should do if you need to dispute a charge on your credit card.
Why your debt-to-income ratio is important
Could your debt be affecting your credit? Here’s how to tell if your debt is out of proportion for your income.
What is APR?
The term APR is everywhere, but do you really know what it means? Learn the basics, how it’s calculated and applied.
Understanding your credit limit and how to use it
Did you know that one of the easiest ways to boost your credit score is by properly managing your credit limit? Here’s why.
Dealing with credit card fraud or identity theft
If you're the victim of identity theft, it's important to be prepared and act quickly. Here's what to be aware of, and steps you can take to help protect yourself.
What is the difference between a credit report and a credit score?
4 key credit moves for 20-somethings
What can you do now to boost your credit score and create a financial foundation for the future? See 4 important steps that can help you build a solid credit history.
Your credit report: What you need to know
Your credit report is a snapshot of your financial life. Understanding it can help you better manage your overall credit — and improve your credit score.
The difference between hard and soft credit inquiries
Before you apply for a credit card or loan, know how an inquiry can affect your score and finances.
Tips to rebuild your credit
Life can throw you financial curveballs. But being late on paying bills or loans can damage your credit rating. Learn 6 steps you can take to rebuild your credit.
The true cost of a credit card swipe
How to find the right credit card for you
The right credit card can benefit you in many ways. Here's how to find one that fits your lifestyle and your finances.
How to pick the right rewards card
Credit card rewards can offer things like cash back, gift cards and travel. Get help figuring out which rewards card might be best for you based on your lifestyle and priorities.
Understanding credit card rates
Not all credit card rates are the same. Learn the details and differences before you start swiping.
A smart card strategy for your spending style
On average, Americans have 3.4 credit cards, most of them offering a variety of perks. To really maximize those benefits, take a minute to compare your cards to how you spend.
Quick quiz
Which of these show your credit history?
Quick quiz
Healthy credit is important. Which of the following does not affect your credit score?
Poll
How much of your credit card bill do you pay every month? See how you compare to others.
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