Credit
Credit can help you secure a loan, buy a car and more. Get credit management tips and learn how credit affects your financial identity.
Credit can help you secure a loan, buy a car and more. Get credit management tips and learn how credit affects your financial identity.
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A longer credit history means a higher score. If possible, keep your old credit cards active. Even If you don't need them because a longstanding card can go a long way.
7 tips for your first credit card
How you use your first credit card can have a long-lasting impact on your credit health and future ability to borrow money. Here are 7 steps to start strong.
What is APR?
The term APR is everwhere, but do you really know what it means? Learn the basics, how it’s calculated and how it affects what you pay.
What is a credit card cash advance?
A credit card cash advance can be a real life-saver, but fees and interest can be costly. Here’s what you should know before choosing to use one.
How to dispute a credit card charge
Whether it’s fraud or error, find the 5 things you should do if you need to dispute a charge on your credit card.
Building credit and keeping yours healthy
Watch videoDebunking the myths: 7 facts about credit cards
When used wisely, a credit card can be a great financial tool. Get help separating fact from fiction when it comes to credit cards so you can avoid financial pitfalls.
What is a credit score and how is it calculated?
Your credit score affects many areas of your financial life. Find out where it comes from and how to improve it.
Top 3 credit score questions
Watch video5 ways to improve your credit score
Healthy credit can lead to a number of financial benefits. Here are 5 credit boosting tips to help improve your credit health.
How many credit cards should you have?
These days it's common to have more than one credit card. Having multiple cards can come in handy, but it's important to make sure you manage them properly.
Balance transfer tips for saving on credit card interest
Lowering your interest rate with a credit card balance transfer can help control debt and pay off your balance faster. Here are 6 balance transfer tips to consider.
When should you consider a secured credit card?
A secured credit card could help you build your credit, but is it what your situation needs and how does it work? Learn if a secured credit card is the right approach to credit for you.
7 reasons to check your credit report
You may know that potential lenders will check your credit report, but they're not the only ones who look. Here are 7 situations when you should check your credit report.
4 key credit moves for 20-somethings
What can you do now to boost your credit score and create a financial foundation for the future? See 4 important steps that can help you build a solid credit history.
Credit card safety: 8 tips to help keep you safe
You can do quite a bit to help protect your credit cards. Learn simple ways to safeguard these important financial tools.
Why your debt-to-income ratio is important
Could your debt be affecting your credit? Here’s how to tell if your debt is out of proportion for your income.
What’s a credit limit—and why it matters
Understanding your credit limit—and what you should use—can help you build a better credit score. Here’s how.
Dealing with credit card fraud or identity theft
If you're the victim of identity theft, it's important to be prepared and act quickly. Here's what to be aware of, and steps you can take to help protect yourself.
Tips to rebuild your credit
Life can throw you financial curveballs. But being late on paying bills or loans can damage your credit rating. Learn 6 steps you can take to rebuild your credit.
What’s in your credit report—and why does it matter?
Understanding what’s in a credit report and how to read it will help set you up for financial success.
Soft vs. hard credit checks: What’s the difference?
Understand the differences between hard and soft credit checks and how they could impact your credit score with these helpful tips.
How to build credit from scratch
Watch videoHow to find the right credit card for you
The right credit card can benefit you in many ways. Here's how to find one that fits your lifestyle and your finances.
How to pick the right rewards card
Credit card rewards can offer things like cash back, gift cards and travel. Get help figuring out which rewards card might be best for you based on your lifestyle and priorities.
6 questions to ask before using buy now, pay later plans
Avoid unpleasant credit surprises by asking these six questions before trying this new payment option.
How to graduate to an unsecured credit card
Follow these do’s and don’ts to use your secured card wisely and build your credit.
Credit card residual interest: What it is and ways to avoid it
Think you’ve paid off your credit card in full? Residual interest may remain. Here’s how you can be sure you truly have a $0 balance.
Quick quiz
Which of these show your credit history?
Quick quiz
Healthy credit is important. Which of the following does not affect your credit score?
Poll
How much of your credit card bill do you pay every month? See how you compare to others.
Did you know?
If you're just starting to build credit, one of the easiest ways to raise your credit score is to keep a low balance or to ask for a higher credit limit.
