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Credit

Credit can help you secure a loan, buy a car and more. Get tips for managing credit and learn how it affects your financial identity.

Credit can help you secure a loan, buy a car and more. Get tips for managing credit and learn how it affects your financial identity.

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Your credit report: What you need to know

Your credit report is a snapshot of your financial life. Understanding it can help you better manage your overall credit — and improve your credit score.

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Understanding and improving your credit score

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The differences between APR and effective APR Watch video 

How credit card security features can help protect you

From purchase protection to microchips, credit cards offer a number of features to help keep you safe.

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Balance transfer tips for saving on credit card interest

Lowering your interest rate with a credit card balance transfer can help control debt and pay off your balance faster. Here are 6 balance transfer tips to consider.

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Your guide to key credit terms

Knowing how to read your credit report can help you manage it. Here are 9 terms that may come up as you view your credit report—and how they affect your credit history.

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The true cost of a credit card swipe

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Top 3 credit score questions Watch video 

What is an APR?

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How to find the right credit card for you

The right credit card can benefit you in many ways. Here's how to find one that fits your lifestyle and your finances.

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How to maximize credit card rewards for big purchases

Using a rewards card can have its benefits, but its also a big responsibility. Consider these four factors before you swipe.

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Tips to rebuild your credit

Life can throw you financial curveballs. But being late on paying bills or loans can damage your credit rating. Learn 6 steps you can take to rebuild your credit.

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Building your credit with a secured credit card

 A secured credit card can be one way to establish or rebuild credit. Learn how to use secured credit cards and how they can help improve your credit.

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Start smart with your first credit card

Your first credit card can help you build credit and borrow money in the future. Here are 7 steps to making the most of your first credit card.

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How to boost your credit score

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7 reasons to check your credit report

You may know that potential lenders will check your credit report, but they're not the only ones who look. Here are 7 situations when you should check your credit report.

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How to pick the right rewards card

Credit card rewards can offer things like cash back, gift cards and travel. Get help figuring out which rewards card might be best for you based on your lifestyle and priorities.

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How is credit card interest calculated Watch video 

Making sense of your credit report

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Understanding your credit limit and how to use it

Did you know that one of the easiest ways to boost your credit score is by properly managing your credit limit? Here's why.

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What is the difference between a credit report and a credit score?

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Do you need multiple credit cards?

These days it's common to have more than one credit card. Having multiple cards can come in handy, but it's important to make sure you manage them properly.

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Dealing with credit card fraud or identity theft

If you're the victim of identity theft, it's important to be prepared and act quickly. Here's what to be aware of, and steps you can take to help protect yourself.

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How chip cards work and how they can help you

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Why your debt-to-income ratio is important

Could your debt be affecting your credit? Here’s how to tell if your debt is out of proportion for your income.

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Understanding credit card rates

Not all credit card rates are the same. Learn the details and differences before you start swiping.

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What do you do if you find a mistake on your credit report? Watch video 

9 credit card rules to live by

Credit cards can have great benefits, but also lead to unwanted debt. These 9 rules can help you use your cards wisely.

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How to dispute a credit card charge

Whether it's fraud or error, find out the 5 things you should do if you need to dispute a charge on your credit card.

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4 key credit moves for 20-somethings

What can you do now to boost your credit score and create a financial foundation for the future? See 4 important steps that can help you build a solid credit history.

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Building credit and keeping yours healthy Watch video 

Want to boost your credit score? Break it down.

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What is a credit card cash advance?

A credit card cash advance can be a real life-saver, but fees and interest can be costly. Here's what to know about the advantages, downsides and alternatives to using a credit card cash advance.

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How to build credit from scratch Watch video 
The pros and cons of store credit cards Watch video 

The advantages of credit cards

From emergencies to building credit, learn 5 ways to get the most from your credit cards.

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The true cost of paying only the minimum payment on your credit card Watch video 
How much impact do negative marks have on your credit score? Watch video 
What really goes into your credit score Watch video 

Your credit score: How it's calculated

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Credit card safety: 9 tips to help keep you safe

There's a lot you can do to help protect your credit cards against fraud. Read these 9 credit card safety tips to learn simple ways to safeguard your cards.

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The difference between hard and soft credit inquiries

Before you apply for a credit card or loan, know how an inquiry can affect your score and finances.

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Debunking the myths: 5 facts about credit cards

When used wisely, a credit card can be a great financial tool. Get help separating fact from fiction when it comes to credit cards so you can avoid financial pitfalls.

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Building your credit after divorce

In addition to the emotional impact, divorce can come with financial challenges. Learn how to safeguard your credit.

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