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Debt

Debt is a reality for most people, but it doesn't have to get in the way of your financial future. Get a better understanding of debt, learn how to keep it manageable and how to pay it off.

Debt is a reality for most people, but it doesn't have to get in the way of your financial future. Get a better understanding of debt, learn how to keep it manageable and how to pay it off.

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7 steps toward debt repayment

Carrying debt affects your spending now—and your future savings. Although paying off debt can seem daunting, you can start to tackle it by following 7 simple steps.

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Steps to help you get out of debt Watch video 

The domino effect of credit card debt

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Emergency cash: What are your options?

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How to tackle financial stress

For many Americans, financial concerns are their number-one stress point. Here are 6 ways to help reduce your money stress and get motivated to take control of your finances.

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Negotiating with creditors Watch video 

Could a credit counselor help me?

If you're juggling multiple debts, struggling to get by or just need a little financial guidance, a credit counselor may be able to help. Here are 8 things to know in advance.

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4 strategies to pay off credit card debt fast

How do you pay off debt fast? The key is to develop a good plan and stick to it. Here are 4 strategies to help you pay off credit card debt fast.

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What does “co-signing” a loan mean and what are your responsibilities? Watch video 

Guidelines for borrowing from family

Borrowing money from family or friends can be beneficial for both of you—but it comes with unique risks. Here are 7 steps to take when you ask a family member or friend to write a check.

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Strategies for paying down debts Watch video 
What is the difference between “secured” and “unsecured” credit? Watch video 
Debt and your family after the military Watch video 

What happens if you take out a payday loan?

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Debt after the military: 5 things to know

If you have debt post-military service, you’re not alone. Be aware of these 5 key factors to help you manage it successfully.

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The slippery slope of credit card debt: A veteran's guide

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Defining personal bankruptcy Watch video 
Preparing to meet with a credit counselor Watch video 
Choosing a credit counselor Watch video 
Your conversation with a credit counselor Watch video