Financial Guide

What to consider when buying your first home

First-time homeowners have a lot to consider. Learn the ins and outs of the process from finding a loan to figuring out how to pay for the down payment.

Filter by

Preparing to buy

Homeownership

This way to a home of your own

Buying a home can be overwhelming. Follow these five steps to learn how to go from house hunting to homeowning.

Read more, 4 minutes

Did you know?

A good rule is to spend no more than 28% of your income, before taxes, on housing costs like mortgage or rent.

Homeownership

How debt-to-income ratio (DTI) affects mortgages

Learn what your debt-to-income ratio (DTI) is, how to calculate it and how it impacts mortgage, refinancing and lines of credit so you can qualify for the home of your dreams.

Read more, 2 minutes

Homeownership

Am I ready to buy a home?

Are you ready to buy a home? Here are the key things to consider to determine if you're set before making one of the most important purchases of your life.

Explore visual story, 1 minute

Credit

7 ways to improve your credit score

Discover these tips to help your credit health.

Explore visual story, 1 minute

Didn't find what you're looking for?

Financial matters for families

Your family’s financial needs are always a priority. Learn how you can help coach them about money and banking.

11 resources

Financial guidance for students

Graduate to the next phase of life with help from these resources—from paying for college to budgeting, bank accounts and credit scores.

14 resources

Manage your money when living paycheck to paycheck

Break the cycle and jump-start your finances. Learn how to pay down debt while building savings.

11 resources
View all Financial Guides