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Home Ownership

Home ownership is a big decision, investment and responsibility. Get the tips to make smart decisions before and after you buy.

Home ownership is a big decision, investment and responsibility. Get the tips to make smart decisions before and after you buy.

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The true cost of renting a place Watch video

This way to a home of your own

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Considering home ownership? Here’s what you should know

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Cost of living comparison: How does your city stack up?

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Buying a home comfortably and affordably

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How credit scores affect interest rates Watch video

Quick steps to simplify the mortgage process

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Understanding your mortgage options

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Choosing the right mortgage lending rate Watch video

What is a home equity line of credit?

Paying for a large expense or home project can be tough. See if a home equity line of credit, or HELOC, is right for you.

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Tips for buying a second home

Buying a second home can be great for vacation or income. Get to know the benefits and considerations before you purchase.

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Buying or selling a home

From mortgage to repairs, your home is one of your largest monthly costs. Consider these 6 things before you buy or sell.

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What are mortgage points?

Find out how mortgage points can lower your monthly mortgage payments over time.

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Renting vs. owning

Whether you own or rent, each has its benefits and challenges. These insights can help you understand the pros and cons.

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Planning to refinance? Here’s what to consider

Whether it’s a lower interest rate or new mortgage terms, take into account these considerations before you refinance.

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7 home upgrades that conserve energy—and cash

See how you can cut down expenses in the long-term with these seven earth-friendly tech upgrades for your home.

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Is a home equity line of credit right for me?

Borrowing against home equity is a big decision for homeowners. Learn about five benefits and potential risks.

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6 renovations that can boost your home’s value

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Buying a home with a low down payment

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How to be a street-smart renter

A new apartment means a new space, neighborhood, and financial situation. Learn how to be a street-smart renter in six steps.

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Budgeting for closing costs

Closing costs can include everything from attorney fees to taxes. Know what to expect before you sign.

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Reality check: Cost of living Watch video
Is buying a home right for you? Watch video
Planning for extra costs when buying a home Watch video
How much home can you comfortably afford? Watch video
Fixed vs. adjustable rate mortgages Watch video

Top 5 reasons to refinance and the pros and cons of each

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How VA home loans work Watch video
The true cost of moving to a new place Watch video

Fixed- vs. adjustable-rate mortgages

Not all mortgages are the same. Learn the differences between Fixed Rate and Adjustable Mortgages and consider what’s best for you.

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What makes up a mortgage payment? Watch video

How to calculate your home equity

Understanding home equity will help you know your financial options. See how it’s calculated and how to increase your equity.

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Moving must-dos

When it comes to moving, having a proper plan and knowledge can be a big help. Use this checklist to ease the burden of moving.

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Cash-out refinance vs. home equity loan or line of credit

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How mortgages are approved

There are a lot of people and factors in applying for a mortgage. Learn what lenders consider while reviewing your application.

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Homebuying and debt: What you need to know

Debt-to-income ratio is a big factor for mortgage approval. Learn what it is and how it affects your home buying.

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The home appraisal process

After your home offer is accepted comes the appraisal. Learn about the process and the professionals involved.

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What happens at closing?

Closing is the last step in your home purchase. Get an understanding of what to expect at closing before you go.

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Worksheet: Save for a home

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How home loans affect equity Watch video
Using your VA loan benefit after the military Watch video

10 questions to ask mortgage lenders

Buying a home is a major financial commitment. Before you choose a lender, remember these 10 questions.

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How does a mortgage work? Watch video
Understanding how mortgage interest rates work Watch video
Understanding different types of mortgage programs Watch video
Understanding mortgage discount points Watch video

Your VA home loan game plan

Having a VA loan can be great when you’re buying a home. Follow these 8 guidelines to keep your purchase on track.

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A veteran's guide to mortgage programs

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How Americans plan and save for their first homes

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How credit affects your interest rate

Your credit score speaks to financial responsibility. See how lenders view your score and what it means for interest rates.

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7 common mortgage myths

The mortgage process is complicated and often misconstrued. Get the real facts behind these seven mortgage myths.

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6 first-time homebuyer mistakes to avoid

There’s a lot to think about when buying a home for the first time. Learn how to avoid the six most common mistakes.

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Homebuyer’s dictionary: Must-know terms for every stage of buying a home

Whether planning or closing, here’s a list of some key words you need to know when buying a home.

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What is private mortgage insurance (PMI)

Paying for a new home can be complicated. These five private mortgage insurance FAQs can help you plan ahead.

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