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Home Ownership

Home ownership is a big decision, investment and responsibility. Get the tips to make smart decisions before and after you buy.

Home ownership is a big decision, investment and responsibility. Get the tips to make smart decisions before and after you buy.

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The true cost of renting a place Watch video 

Buying a home comfortably and affordably

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How credit scores affect interest rates Watch video 

10 questions you should ask mortgage lenders

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The more you're prepared, the smoother the loan application process

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Considering home ownership? Here’s what you should know

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Planning to refinance? Here’s what to consider

Whether it’s a lower interest rate or new mortgage terms, take into account these considerations before you refinance.

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Budgeting for closing costs

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What is a home equity line of credit?

Paying for a large expense or home project can be tough. See if a home equity line of credit, or HELOC, is right for you.

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Buying or selling a home

From mortgage to repairs, your home is one of your largest monthly costs. Consider these 6 things before you buy or sell.

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What are mortgage points?

Find out how mortgage points can lower your monthly mortgage payments over time.

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Tips for buying a second home

Buying a second home can be great for vacation or income. Get to know the benefits and considerations before you purchase.

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Renting vs. owning

Whether you own or rent, each has its benefits and challenges. These insights can help you understand the pros and cons.

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Is a home equity line of credit right for me?

Borrowing against home equity is a big decision for homeowners. Learn about five benefits and potential risks.

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Reality check: Cost of living Watch video 
Is buying a home right for you? Watch video 
Planning for extra costs when buying a home Watch video 
How much home can you comfortably afford? Watch video 
Fixed vs. adjustable rate mortgages Watch video 

Top 5 reasons to refinance and the pros and cons of each

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How VA home loans work Watch video 

Could a mortgage program help you buy a home?

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The true cost of moving to a new place Watch video 

Fixed vs. adjustable-rate mortgages

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What makes up a mortgage payment? Watch video 

Worksheet: Save for a home

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How to calculate your home equity

Understanding home equity will help you know your financial options. See how it’s calculated and how to increase your equity.

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Moving must-dos

When it comes to moving, having a proper plan and knowledge can be a big help. Use this checklist to ease the burden of moving.

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Cash-out refinance vs. home equity loan or line of credit

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How mortgages are approved

There are a lot of people and factors in applying for a mortgage. Learn what lenders consider while reviewing your application.

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Homebuying and debt: What you need to know

Debt-to-income ratio is a big factor for mortgage approval. Learn what it is and how it affects your home buying.

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The home appraisal process

After your home offer is accepted comes the appraisal. Learn about the process and the professionals involved.

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What happens at closing?

Closing is the last step in your home purchase. Get an understanding of what to expect at closing before you go.

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How home loans affect equity Watch video 
Using your VA loan benefit after the military Watch video 
How does a mortgage work? Watch video 
Understanding how mortgage interest rates work Watch video 
Understanding different types of mortgage programs Watch video 
Understanding mortgage discount points Watch video 
Choosing the right mortgage lending rate Watch video 

Your VA home loan game plan

Having a VA loan can be great when you’re buying a home. Follow these 8 guidelines to keep your purchase on track.

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A veteran's guide to mortgage programs

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How credit affects your interest rate

Your credit score speaks to financial responsibility. See how lenders view your score and what it means for interest rates.

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How Americans plan and save for their first homes

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6 first-time homebuyer mistakes to avoid

There’s a lot to think about when buying a home for the first time. Learn how to avoid the six most common mistakes.

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Cost of living comparison: How does your city stack up?

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7 common mortgage myths

The mortgage process is complicated and often misconstrued. Get the real facts behind these seven mortgage myths.

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