Personal Banking

Understanding basic bank services can help you make financial decisions. Learn about personal banking and how to teach your kids about money.

Understanding basic bank services can help you make financial decisions. Learn about personal banking and how to teach your kids about money.

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Did you know? from Better Money Habits

If possible, limit withdrawals and bill payments from your savings account as a way to avoid monthly withdrawal fees from banks.

What is a CD and how do they work?

Learn the certificate of deposit definition and how this low-risk savings method lets you earn interest on your money at a faster rate than a savings account.

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6 steps to help a middle or high schooler budget

Basic budgeting skills can help your child plan their spending and set them up for long-term success handling money. Here are 6 steps to get them started.

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8 tips for getting the most out of your checking account

The features that come standard in your checking account can help you stay on top of your finances. These tips can help ensure you’re getting the most out of yours.

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Preparing your child to make borrowing decisions

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Credit vs. debit: What’s the difference?

Credit and debit cards look the same, but they both serve different purposes. Know the difference and how to use each.

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How to transfer money online to friends and family

Whether you're sending money to a neighbor across town or helping out relatives overseas, there are a number of easy ways to send money. Here's an overview of your options.

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Is a joint bank account right for you?

Talking about money can lead to a fair amount of stress in even the best relationship. Here’s how to decide if a joint bank account is right for you as a couple.

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Your bank account: 10 questions to ask

No-fee or low-cost account? Is there a transfer fee? These 10 questions can help determine if your bank account is best suited to your needs.

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Bank accounts for teens: Help yours manage a checking account

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How banks process deposits

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What is the difference between checking and savings accounts?

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7 common bank fees explained

Have you ever worried that you were charged for something and didn’t see it coming? Here’s a rundown of the 7 most common fees banks charge—and tips to help avoid them.

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What to know about savings accounts for kids

Giving kids a savings account early can help them build good financial habits. Learn some simple options to get them started.

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How teens manage their money: What parents need to know

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What is a digital wallet?

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7 facts to consider before talking to kids about credit

Explaining how credit works can be tough—especially to your children. Here are 7 things to think about before you start the conversation.

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What an interest rate increase—or decrease—really means

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How to teach children the basics of budgeting

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How to pay using your phone

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International student? Why you should open a U.S. bank account

College-related expenses can quickly add up, especially if you’re using a foreign bank account. Learn how opening a U.S. bank account can help you save money and make it easier to manage your finances.

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International Students: set yourself up for U.S. banking success

Getting your finances in order can help you make a smoother adjustment to university life. Here’s a step-by-step guide on how to open a U.S. bank account, get a credit card and protect your personal information.

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Tips to Teach Your College Age Kids Financial Responsibility

There's no age limit for helping your kids learn to manage money. Explore our tips for letting your college age kids benefit from your experience.

Read more at MerrillEdge.com

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