Personal Banking
Understanding basic bank services can help you make better financial decisions. Learn about personal banking and how to teach your kids about money.
Understanding basic bank services can help you make better financial decisions. Learn about personal banking and how to teach your kids about money.
Most Popular
If possible, limit withdrawals and bill payments from your savings account as a way to avoid monthly withdrawal fees from banks.
Credit vs. debit: What’s the difference?
Credit and debit cards look the same, but they both serve different purposes. Know the difference and how to use each.
What is a CD and how do they work?
Learn the certificate of deposit definition and how this low-risk savings method lets you earn interest on your money at a faster rate than a savings account.
6 steps to help a middle or high schooler budget
Basic budgeting skills can help your child plan their spending and set them up for long-term success handling money. Here are 6 steps to get them started.
8 tips for getting the most out of your checking account
The features that come standard in your checking account can help you stay on top of your finances. These tips can help ensure you’re getting the most out of yours.
Preparing your child to make borrowing decisions
Watch videoHow to transfer money online to friends and family
Here are the ways you can use your phone or computer to quickly and easily send money to someone you know.
Is a joint bank account right for you?
Talking about money can lead to a fair amount of stress in even the best relationship. Here’s how to decide if a joint bank account is right for you as a couple.
Your bank account: 10 questions to ask
No-fee or low-cost account? Is there a transfer fee? These 10 questions can help determine if your bank account is best suited to your needs.
Bank accounts for teens: Help yours manage a checking account
Watch videoHow banks process deposits
Watch videoWhat is the difference between checking and savings accounts?
7 common bank fees explained
Have you ever worried that you were charged for something and didn’t see it coming? Here’s a rundown of the 7 most common fees banks charge—and tips to help avoid them.
What to know about savings accounts for kids
Giving kids a savings account early can help them build good financial habits. Learn some simple options to get them started.
The 5 most important financial lessons for teens
What is a digital wallet?
What an interest rate increase—or decrease—really means
Watch videoHow to teach children the basics of budgeting
International student? Why you should open a U.S. bank account
College-related expenses can quickly add up, especially if you’re using a foreign bank account. Learn how opening a U.S. bank account can help you save money and make it easier to manage your finances.
International Students: set yourself up for U.S. banking success
Getting your finances in order can help you make a smoother adjustment to university life. Here’s a step-by-step guide on how to open a U.S. bank account, get a credit card and protect your personal information.
Tips to Teach Your College Age Kids Financial Responsibility
There's no age limit for helping your kids learn to manage money. Explore our tips for letting your college age kids benefit from your experience.
How to pay using your phone
Make paying for things easier with a digital wallet. Learn how to set up—and use—your phone for a seamless shopping experience.
Did you know?
There’s a difference between debit and credit cards. Debit cards access money you have. Credit cards borrow money.
Did you know?
Some bank accounts require a minimum or average balance. If you drop below it, you may have to pay a fee.
Did you know?
Regardless of if they have an allowance, teaching kids to save can help them learn about delayed gratification.
Poll
Does your child have a savings account?
Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (“BofA Corp.”). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp.
Banking products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation.
Investment products:
Are Not FDIC Insured | Are Not Bank Guaranteed | May Lose Value |
