Personal Banking
Knowing banking basics can help you make financial decisions. Learn about personal banking and how to teach your kids about money.
Knowing banking basics can help you make financial decisions. Learn about personal banking and how to teach your kids about money.
Most Popular
How do CDs work?
Learn how this low-risk savings method lets you earn interest on your money at a faster rate than a regular savings account.
6 steps to help a middle or high schooler budget
Basic budgeting skills can help your child plan their spending and set them up for long-term success handling money. Here are 6 steps to get them started.
8 tips for getting the most out of your checking account
The features that come standard in your checking account can help you stay on top of your finances. These tips can help ensure you're getting the most out of yours.
How to help your middle or high schooler set a savings goal
Teaching a teenager how to save money can be a challenge. Try these simple steps to help them set and meet a savings goal.
Credit vs. debit: Get the most from your cards
How to transfer money online to friends and family
Whether you're sending money to a neighbor across town or helping out relatives overseas, there are a number of easy ways to send money. Here’s an overview of your options.
Is a joint bank account right for you?
Talking about money can lead to a fair amount of stress in even the best relationship. Here’s how to decide if a joint bank account is right for you as a couple.
Your bank account: 10 questions to ask
No-fee or low-cost account? Is there a transfer fee? These 10 questions can help determine if your bank account is best suited for your needs.
The difference between checking and savings accounts
7 common bank fees explained
Have you ever worried that you were charged for something and didn’t see it coming? Here’s a rundown of the 7 most common fees banks charge—and tips to help avoid them.
What to know about savings accounts for kids
Giving kids a savings account early can help them build good financial habits. Learn some simple options to get them started.
How teens manage their money: What parents need to know
What is a digital wallet?
7 facts to consider before talking to kids about credit
Explaining how credit works can be tough—especially to your children. Here are 7 things to think about before you start the conversation.
Introducing the 3 little piggy banks
How to pay using your phone
Breaking down allowances for elementary schoolers
Tips to Teach Your College Age Kids Financial Responsibility
There's no age limit for helping your kids learn to manage money. Explore our tips for letting your college age kids benefit from your experience.
Did You Know?
There’s a difference between debit and credit cards. Debit cards access money you have. Credit cards borrow money.
Did You Know?
Some bank accounts require a minimum or average balance. If you drop below it, you may have to pay a fee.
Did You Know?
Regardless of if they have an allowance, teaching kids to save can help them learn about delayed gratification.
Did You Know?
When it comes to allowance, experts suggest giving children $.50 to $1 per week for every year of their age.
Merrill Edge® is available through Merrill Lynch, Pierce, Fenner & Smith Incorporated (MLPF&S), and consists of the Merrill Edge Advisory Center (investment guidance) and self-directed online investing.
MLPF&S is a member SIPC and a wholly owned subsidiary of Bank of America Corporation.
Banking products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation.
Investment products:
Are Not FDIC Insured |
Are Not Bank Guaranteed |
May Lose Value |
Advertising Practices
We strive to provide you with information about products and services you might find interesting and useful. Relationship-based ads and online behavioral advertising help us do that.
Here's how it works: We gather information about your online activities, such as the searches you conduct on our Sites and the pages you visit. This information may be used to deliver advertising on our Sites and offline (for example, by phone, email and direct mail) that's customized to meet specific interests you may have.
If you prefer that we do not use this information, you may opt out of online behavioral advertising. If you opt out, though, you may still receive generic advertising. In addition, financial advisors/Client Managers may continue to use information collected online to provide product and service information in accordance with account agreements.
Also, if you opt out of online behavioral advertising, you may still see ads when you sign in to your account, for example through Online Banking or MyMerrill. These ads are based on your specific account relationships with us.
To learn more about relationship-based ads, online behavioral advertising and our privacy practices, please review the Bank of America Online Privacy Notice and our Online Privacy FAQs.
