Close text version What is it exactly?
Digital Wallets contain digital versions of your credit and debit cards that are stored in wallet apps on your mobile device. Examples of these apps include Apple Pay®, Samsung Pay® and Google PayTM. (To help protect your security, your card number and personal information are not stored.)
Is it easy to use?
Yes. Simply load your eligible credit or debit card into the Digital Wallet app on your phone, or load it using the Bank of America mobile App.
Where can I use it?
Once you have your card loaded in your Digital Wallet there are many ways that you can use it.
In-store
Use your wallet to pay wherever you see the Contactless Symbol by holding your phone up to the symbol on the terminal.
Online
When shopping online, some sites let you select a Digital Wallet as your payment option at checkout instead of having to enter your card information each time you make a purchase.
In-app
Use your Digital Wallet app for things like ride shares, morning coffee or food delivery services.
ATM
Add your debit card to your Digital Wallet and get cash or make deposits using your phone. Just select your debit card in your Digital Wallet and hold your phone over the Contactless Symbol at any Bank of America ATM.
Is my payment information stored on my phone?
Your actual card number is not stored on your device or shared with most merchants. A virtual card number is assigned and is associated only with the Digital Wallet and mobile device you use.
Your Digital Wallet can’t be used for a payment without your authentication. So, your information is protected, even if your phone is lost or stolen.
