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Homeownership
Homeownership is a big decision, investment and responsibility. Get homebuying tips to make smart decisions before and after you buy.
Homeownership is a big decision, investment and responsibility. Get homebuying tips to make smart decisions before and after you buy.
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Did you know?
Looking to lower your energy bills and increase the value of your home? Investing in insulation will accomplish both.
What to know before buying a home with family
Preparing to buy a home for multigenerational living? Here are the decisions you and your family will need to make.
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The pros and cons of buying vs. renting a home
Watch videoTips for buying a second home
Buying a second home can be great for vacation or income. Get to know the benefits and considerations before your purchase.
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Buying a home within your comfort zone
What will your mortgage payment be? Learn how to calculate the cost and budget for a home that will fit your finances.
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How much home can you afford?
Watch video7 home upgrades that conserve energy—and cash
See how you can cut down expenses in the long-term with these seven earth-friendly tech upgrades for your home.
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The true cost of renting a place
Watch videoHome renovation costs: 5 improvements to boost your home’s value
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What are mortgage points?
Find out how mortgage points can lower your monthly mortgage payments over time.
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What to know about the home appraisal process
Before you finish buying, selling or refinancing a home, learn the ins and outs of home appraisals.
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What happens at closing?
Closing is the last step in your home purchase. Get an understanding of what to expect at closing before you go.
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Renting vs. owning
Whether you own or rent, each has its benefits and challenges. These insights can help you understand the pros and cons.
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What is a home equity line of credit (HELOC)?
A HELOC has many pros and cons. Learn whether it’s the right financial tool for you to borrow against the equity in your home.
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How debt-to-income ratio (DTI) affects mortgages
Learn what your debt-to-income ratio (DTI) is, how to calculate it and how it impacts mortgage, refinancing and lines of credit so you can qualify for the home of your dreams.
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This way to a home of your own
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Fixed vs. adjustable rate mortgages
Watch videoMoving must-dos
When it comes to moving, having a proper plan and knowledge can be a big help. Use this checklist to ease the burden of moving.
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How VA home loans work
Watch videoHow credit scores affect your interest rate
A higher credit score may help you qualify for better interest rates, saving you money over the life of your loan. Learn more about how your credit score affects your interest rate.
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What is a cash-out refinance?
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Top 5 reasons to refinance and the pros and cons of each
Low interest rates could be an opportunity to save money on your mortgage. Here’s how to know if refinancing may be worth it.
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What is private mortgage insurance (PMI)
Paying for a new home can be complicated. These five private mortgage insurance FAQs can help you plan ahead.
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6 first-time homebuyer mistakes to avoid
There’s a lot to think about when buying a home for the first time. Learn how to avoid the six most common mistakes.
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How to calculate your home equity
Understanding home equity will help you know your financial options. See how it’s calculated and how to increase it.
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Renting a new place? Here’s how much it will cost to move
Watch videoA veteran's guide to mortgage programs
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3 common home equity mistakes
Many people tap into their home’s equity for a variety of reasons. But is that always a smart move? Learn when to think twice about borrowing against one of your most valuable assets.
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What are closing costs?
Closing costs can include everything from attorney fees to taxes. Know what to expect before you sign.
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The budget-friendly home renovation plan
Ready to remodel? This step-by-step guide can help make sure your home improvement project stays on budget—and avoid any sudden surprises.
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Is a home equity line of credit right for me?
Borrowing against home equity is a big decision for homeowners. Learn about five benefits and potential risks.
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Tax tips for using a HELOC
Under a new law, HELOC interest is eligible for a tax deduction only if the proceeds are used to make substantial home improvements. Learn which types of projects made the cut and which are no longer tax-deductible.
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Buying a home with a low down payment
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Homebuyer’s dictionary: Must-know terms for every stage of buying a home
Whether planning or closing, here’s a list of some key words you need to know when buying a home.
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9 questions to ask mortgage lenders
Buying a home is a major financial commitment. Before you choose a lender, remember these 9 questions.
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Did you know?
While the home buying process might seem complex at first, the more you know about it, the smoother the ride may be.
Did you know?
A good rule is to spend no more than 28% of your income, before taxes, on housing costs like mortgage or rent.
Did you know?
You may be able to lower your interest rate over the life of your mortgage by paying discount points up front.
Did you know?
If you rent, one-time costs can drive up your moving total, so you should have enough money saved before you begin looking for a new place.
Did you know?
Boosting your credit score before buying a home can help you get a lower interest rate when it’s time to buy.
Did you know?
Even if you don't have a 20% down payment, there are non-traditional and government-insured mortgage options to consider.
