What are your financial priorities?
Answer a few simple questions, and we’ll direct you to the right resources for every stage of life.
We enter adulthood carrying a lifetime of emotional influences that weigh on financial decisions. Decoding how you think, feel and act around money is key to being in control. Better Money Habits is here to help.
How you handle money is often based on upbringing, environment and content. No matter your current relationship with your finances, our guidance and tips are here to help you make sense of it all.
REPORT
Gen Zers say budgeting, credit, borrowing and investing are subjects they wish they knew more about as they begin managing their money. Our Gen Z Pulse Report explores how today’s young adults feel about their financial lives.
Now that you’re making money, it’s important to know how you spend it. Learn how to create and balance your budget by exploring the articles and tips below.
If you can swing it, aim to put roughly 20% of your paycheck into savings.
Your credit is the key to your financial life—from getting a loan to finding a place to live. Learn how to understand and build your credit by exploring the articles and tips below.
It might seem counterintuitive, but closing a credit card account can actually hurt your credit score. Try to keep old accounts active—even if you don’t need them. A longer credit history can mean a higher score.
Not all debt is bad—to advance in life, whether it’s going to college, buying a home or getting a car, you’ll likely need to borrow money. Learn how to do it wisely by exploring the articles and tips below.
If you find yourself overwhelmed by debt, qualified credit counselors can help you better manage it.
Investing in your future is an essential part of your financial life. Most people struggle with where to start, so learn investment basics by exploring our articles and tips below.
Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (“BofA Corp.”). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly-owned subsidiary of BofA Corp.
Banking products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly-owned subsidiaries of Bank of America Corporation.
