Financial Guide

What to consider when buying your first home

First-time homeowners have a lot to consider. Learn the ins and outs of the process from finding a loan to figuring out how to pay for the down payment.

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Preparing to buy

Homeownership

This way to a home of your own

Buying a home can be overwhelming. Follow these five steps to learn how to go from house hunting to homeowning.

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Homeownership

Buying a home with a low down payment

7 in 10 first-time homebuyers put down less than 20%. Explore low down payment options.

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Did you know?

A good rule is to spend no more than 28% of your income, before taxes, on housing costs like mortgage or rent.

Homeownership

How debt-to-income ratio (DTI) affects mortgages

Learn what your debt-to-income ratio (DTI) is, how to calculate it and how it impacts mortgage, refinancing and lines of credit so you can qualify for the home of your dreams.

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Getting a mortgage

Homeownership

9 questions to ask mortgage lenders

Buying a home is a major financial commitment. Before you choose a lender, remember these 9 questions.

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Homeownership

Fixed vs. adjustable rate mortgages

Learn some mortgage basics to help you decide if an ARM or fixed rate mortgage is best for you.

Watch video, 5 minutes

Homeownership

Homebuyer’s dictionary: Must-know terms for every stage of buying a home

Whether planning or closing, here’s a list of some key words you need to know when buying a home.

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Homeownership

6 first-time homebuyer mistakes to avoid

There’s a lot to think about when buying a home for the first time. Learn how to avoid the six most common mistakes.

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Navigating the new normal

Life has changed in many ways over the past few years. These resources can guide you through today’s financial landscape.

8 resources

Financial guidance for students

Graduate to the next phase of life with help from these resources—from paying for college to budgeting, bank accounts and credit scores.

16 resources

Manage your money when living paycheck to paycheck

Break the cycle and jump-start your finances. Learn how to pay down debt while building savings.

13 resources
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