Skip to main content

Credit

Credit can help you secure a loan, buy a car and more. Get tips for managing credit and learn how it affects your financial identity.

Credit can help you secure a loan, buy a car and more. Get tips for managing credit and learn how it affects your financial identity.

Most Popular

Building credit and keeping yours healthy Watch video

Debunking the myths: 5 facts about credit cards

When used wisely, a credit card can be a great financial tool. Get help separating fact from fiction when it comes to credit cards so you can avoid financial pitfalls.

Read more
How to build credit from scratch Watch video
Top 3 credit score questions Watch video

Your credit score: How it's calculated

View infographic

Do you need multiple credit cards?

These days it's common to have more than one credit card. Having multiple cards can come in handy, but it's important to make sure you manage them properly.

Read more

Start smart with your first credit card

Your first credit card can help you build credit and borrow money in the future. Here are 7 steps to making the most of your first credit card.

Read more

Balance transfer tips for saving on credit card interest

Lowering your interest rate with a credit card balance transfer can help control debt and pay off your balance faster. Here are 6 balance transfer tips to consider.

Read more

Building your credit with a secured credit card

 A secured credit card can be one way to establish or rebuild credit. Learn how to use secured credit cards and how they can help improve your credit.

Read more

What is a credit card cash advance?

A credit card cash advance can be a real life-saver, but fees and interest can be costly. Here's what to know about the advantages, downsides and alternatives to using a credit card cash advance.

Read more

7 reasons to check your credit report

You may know that potential lenders will check your credit report, but they're not the only ones who look. Here are 7 situations when you should check your credit report.

Read more

Understanding and improving your credit score

View infographic

Credit card safety: 9 tips to help keep you safe

There's a lot you can do to help protect your credit cards against fraud. Read these 9 credit card safety tips to learn simple ways to safeguard your cards.

Read more

How to dispute a credit card charge

Whether it's fraud or error, find out the 5 things you should do if you need to dispute a charge on your credit card.

Read more

Why your debt-to-income ratio is important

Could your debt be affecting your credit? Here’s how to tell if your debt is out of proportion for your income.

Read more
How is credit card interest calculated Watch video

How credit card security features can help protect you

From purchase protection to microchips, credit cards offer a number of features to help keep you safe.

Read more

How chip cards work and how they can help you

View infographic

What is APR?

The term APR is everywhere, but do you really know what it means? Learn the basics, how it’s calculated and applied.

Read more

How to boost your credit score

View infographic
The true cost of paying only the minimum payment on your credit card Watch video
The pros and cons of store credit cards Watch video

9 credit card rules to live by

Credit cards can have great benefits, but also lead to unwanted debt. These 9 rules can help you use your cards wisely.

Read more

Understanding your credit limit and how to use it

Did you know that one of the easiest ways to boost your credit score is by properly managing your credit limit? Here's why.

Read more

Dealing with credit card fraud or identity theft

If you're the victim of identity theft, it's important to be prepared and act quickly. Here's what to be aware of, and steps you can take to help protect yourself.

Read more
What do you do if you find a mistake on your credit report? Watch video

What is the difference between a credit report and a credit score?

View infographic

Your guide to key credit terms

Knowing how to read your credit report can help you manage it. Here are 9 terms that may come up as you view your credit report—and how they affect your credit history.

Read more

Your credit report: What you need to know

Your credit report is a snapshot of your financial life. Understanding it can help you better manage your overall credit — and improve your credit score.

Read more

Tips to rebuild your credit

Life can throw you financial curveballs. But being late on paying bills or loans can damage your credit rating. Learn 6 steps you can take to rebuild your credit.

Read more

The true cost of a credit card swipe

View infographic

How to find the right credit card for you

The right credit card can benefit you in many ways. Here's how to find one that fits your lifestyle and your finances.

Read more

How to pick the right rewards card

Credit card rewards can offer things like cash back, gift cards and travel. Get help figuring out which rewards card might be best for you based on your lifestyle and priorities.

Read more

Understanding credit card rates

Not all credit card rates are the same. Learn the details and differences before you start swiping.

Read more

A smart card strategy for your spending style

On average, Americans have 3.4 credit cards, most of them offering a variety of perks. To really maximize those benefits, take a minute to compare your cards to how you spend.

Read more

Want to boost your credit score? Break it down.

View infographic

4 key credit moves for 20-somethings

What can you do now to boost your credit score and create a financial foundation for the future? See 4 important steps that can help you build a solid credit history.

Read more

The difference between hard and soft credit inquiries

Before you apply for a credit card or loan, know how an inquiry can affect your score and finances.

Read more
What really goes into your credit score Watch video