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Personal Banking

Knowing banking basics can help you make financial decisions. Learn about personal banking and how to teach your kids about money.

Knowing banking basics can help you make financial decisions. Learn about personal banking and how to teach your kids about money.

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How do CDs work?

Learn how this low-risk savings method lets you earn interest on your money at a faster rate than a regular savings account.

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6 steps to help a middle or high schooler budget

Basic budgeting skills can help your child plan their spending and set them up for long-term success handling money. Here are 6 steps to get them started.

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8 tips for getting the most out of your checking account

The features that come standard in your checking account can help you stay on top of your finances. These tips can help ensure you're getting the most out of yours.

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Helping your teen make spending trade-offs Watch video

How to help your middle or high schooler set a savings goal

Teaching a teenager how to save money can be a challenge. Try these simple steps to help them set and meet a savings goal.

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Credit vs. debit: Get the most from your cards

Credit and debit cards look the same, but they both serve different purposes. Know the difference and how to use each.

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Your bank account: 10 questions to ask

No-fee or low-cost account? Is there a transfer fee? These 10 questions can help determine if your bank account is best suited for your needs.

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How banks process deposits Watch video

7 common bank fees explained

Have you ever worried that you were charged for something and didn't see it coming? Here's a rundown of the 7 most common fees banks charge—and tips to help avoid them.

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Why interest rates go up and down Watch video
Earning compound interest Watch video
The time value of money Watch video

Introducing the 3 little piggy banks

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How to pay with your phone

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How to make online bill payment easier

Paying bills online is easy, but understanding how online payments work can make the process even easier.

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Understanding the basics of banking Watch video
Preparing your child to make borrowing decisions Watch video

How to transfer money online to friends and family

Whether you're sending money to a neighbor across town or helping out relatives overseas, there are a number of easy ways to send money. Here’s an overview of your options.

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Is a joint bank account right for you?

Talking about money can lead to a fair amount of stress in even the best relationship. Here’s how to decide if a joint bank account is right for you as a couple.

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How to use automatic payments to your advantage

Even one missed payment can affect your finances. Discover how automated payments can help you avoid payment pitfalls.

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Helping your teen manage a checking account Watch video

The difference between checking and savings accounts

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What to know about savings accounts for kids

Giving kids a savings account early can help them build good financial habits. Learn some simple options to get them started.

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How teens manage their money: What parents need to know

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What is a digital wallet?

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7 facts to consider before talking to kids about credit

Explaining how credit works can be tough—especially to your children. Here are 7 things to think about before you start the conversation.

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7 tips for teaching kids to save money

It’s not easy to teach kids about saving money. These 7 tips can help make the conversation easier.

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Breaking down allowances for elementary schoolers

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Tips to Teach Your College Age Kids Financial Responsibility

There's no age limit for helping your kids learn to manage money. Explore our tips for letting your college age kids benefit from your experience.

Read more at MerrillEdge.com

Merrill Edge® is available through Merrill Lynch, Pierce, Fenner & Smith Incorporated (MLPF&S), and consists of the Merrill Edge Advisory Center (investment guidance) and self-directed online investing.

MLPF&S is a member SIPC and a wholly owned subsidiary of Bank of America Corporation.

Banking products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation.

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