Skip to main content

Crédito

El crédito puede ayudarle a asegurar un préstamo, comprar un auto y más. Obtenga consejos para manejar el crédito y aprenda cómo afecta a su identidad financiera.

El crédito puede ayudarle a asegurar un préstamo, comprar un auto y más. Obtenga consejos para manejar el crédito y aprenda cómo afecta a su identidad financiera.

Más populares

Cómo establecer crédito desde cero Ver video
3 de las preguntas más comunes sobre puntajes de crédito Ver video

Desmentir los mitos: 5 realidades sobre las tarjetas de crédito

Una tarjeta de crédito puede ser una gran herramienta financiera si se usa con sensatez. Obtenga ayuda para separar la ficción de la realidad en lo relativo a tarjetas de crédito, así podrá evitar trampas financieras.

Leer más
Cómo establecer crédito y mantener el suyo en buen estado Ver video

Your credit report: What you need to know

Your credit report is a snapshot of your financial life. Understanding it can help you better manage your overall credit — and improve your credit score.

Read more

¿Qué es un adelanto de dinero en efectivo con tarjeta de crédito?

Un adelanto de dinero con tarjeta de crédito puede ser una salvación, pero los cargos e intereses pueden ser costosos. Esto es lo que debe saber sobre las ventajas, desventajas y alternativas de usar un adelanto de dinero con tarjeta de crédito.

Leer más

Understanding and improving your credit score

View infographic
The differences between APR and effective APR Watch video

How credit card security features can help protect you

From purchase protection to microchips, credit cards offer a number of features to help keep you safe.

Read more
The pros and cons of store credit cards Watch video

The advantages of credit cards

From emergencies to building credit, learn 5 ways to get the most from your credit cards.

Read more
The true cost of paying only the minimum payment on your credit card Watch video

Consejos de transferencia de saldo para ahorrar en el interés de tarjeta de crédito

Bajar su tasa de interés con una transferencia de saldo de tarjeta de crédito puede ayudarle a controlar la deuda y pagar su saldo más rápido. Estos son 6 consejos para transferencia de saldo que se deben tomar en cuenta.

Leer más

Your guide to key credit terms

Knowing how to read your credit report can help you manage it. Here are 9 terms that may come up as you view your credit report—and how they affect your credit history.

Read more

The true cost of a credit card swipe

View infographic

Credit card safety: 9 tips to help keep you safe

There's a lot you can do to help protect your credit cards against fraud. Read these 9 credit card safety tips to learn simple ways to safeguard your cards.

Read more

How to find the right credit card for you

The right credit card can benefit you in many ways. Here's how to find one that fits your lifestyle and your finances.

Read more

What is APR?

The term APR is everywhere, but do you really know what it means? Learn the basics, how it’s calculated and applied.

Read more

A smart card strategy for your spending style

On average, Americans have 3.4 credit cards, most of them offering a variety of perks. To really maximize those benefits, take a minute to compare your cards to how you spend.

Read more

4 estrategias de crédito clave para las personas de veintitantos años

¿Qué puede hacer hoy para aumentar su puntaje de crédito y crear los cimientos financieros para el futuro? Vea 4 pasos importantes que pueden ayudarle a establecer un historial de crédito sólido.

Leer más

Tips to rebuild your credit

Life can throw you financial curveballs. But being late on paying bills or loans can damage your credit rating. Learn 6 steps you can take to rebuild your credit.

Read more

Establezca su crédito con una tarjeta de crédito con depósito de garantía

Una tarjeta de crédito con depósito de garantía puede ser una manera de establecer o restablecer su crédito. Aprenda a usar tarjetas de crédito con depósito de garantía y cómo pueden ayudarle a mejorar su crédito.

Leer más

Comience su primera tarjeta de crédito inteligentemente

Su primera tarjeta de crédito puede ayudarle a establecer crédito y pedir dinero prestado en el futuro. Estos son 7 pasos para sacar el mayor provecho de su primera tarjeta de crédito.

Leer más

How to boost your credit score

View infographic

7 reasons to check your credit report

You may know that potential lenders will check your credit report, but they're not the only ones who look. Here are 7 situations when you should check your credit report.

Read more

How to pick the right rewards card

Credit card rewards can offer things like cash back, gift cards and travel. Get help figuring out which rewards card might be best for you based on your lifestyle and priorities.

Read more
How is credit card interest calculated Watch video

Making sense of your credit report

View infographic

Understanding your credit limit and how to use it

Did you know that one of the easiest ways to boost your credit score is by properly managing your credit limit? Here's why.

Read more

What is the difference between a credit report and a credit score?

View infographic

¿Necesita varias tarjetas de crédito?

Hoy en día es común tener más de una tarjeta de crédito. Tener más de una tarjeta de crédito puede ser útil, pero es importante asegurarse de administrarlas adecuadamente.

Leer más

Dealing with credit card fraud or identity theft

If you're the victim of identity theft, it's important to be prepared and act quickly. Here's what to be aware of, and steps you can take to help protect yourself.

Read more

How chip cards work and how they can help you

View infographic

Why your debt-to-income ratio is important

Could your debt be affecting your credit? Here’s how to tell if your debt is out of proportion for your income.

Read more

Understanding credit card rates

Not all credit card rates are the same. Learn the details and differences before you start swiping.

Read more
What do you do if you find a mistake on your credit report? Watch video

9 credit card rules to live by

Credit cards can have great benefits, but also lead to unwanted debt. These 9 rules can help you use your cards wisely.

Read more

How to dispute a credit card charge

Whether it's fraud or error, find out the 5 things you should do if you need to dispute a charge on your credit card.

Read more

Want to boost your credit score? Break it down.

View infographic
How much impact do negative marks have on your credit score? Watch video
What really goes into your credit score Watch video

Su puntaje de crédito: cómo se calcula

Ver infografía

The difference between hard and soft credit inquiries

Before you apply for a credit card or loan, know how an inquiry can affect your score and finances.

Read more

Building your credit after divorce

In addition to the emotional impact, divorce can come with financial challenges. Learn how to safeguard your credit.

Read more